transaction history stays?

I have some confusion about transaction history.  I am seeing some posts saying things about only 30-90 days of transaction history being there, and other posts having mentioned multiple years of transaction history.  So how much history can be kept in Mint?

Here  is what my guess is, but I have no clue if this is correct.....

When you add a new account, it will only bring in the 30-90 days of history that the institution has made available.  But as you move forward using Mint, the old transactions do not go away, they stay there indefinitely.

Is this correct?  If not, could someone explain?

Lastly, I am guessing all the history that has accumulated over time (1 year... 2 years... 3 years, etc) will disappear if you delete the account and re-add it.

Answer

2 people found this helpful

gavinmish,

You have excellent intuition in this matter.  Everything you are inferring is spot on. 

When you link a new financial institution to Mint, we can generally pull in the past 60-90 days of transactions (depending on what is available in the bank's online view).  From there, we will keep all history that we aggregate on that bank as long as it is linked.  If you were to delete that bank from Mint, all history we had aggregated on any of those accounts would be lost, even if you added the bank back right away (which is stated in the warning before you finalize deletion).  For this reason, if you do have any issues with a financial institution not syncing  for any reason, please do not delete and re-add it (as is instinct for many users).  There are other options to fix those problems, including asking for assistance here or contacting our support team:  https://www.mint.com/help/#more-help

I hope this clears everything up for you, but please feel free to comment below if I was unclear on something or if you have any further questions about the way Mint works with your linked banks.

Regards,
Jessie

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