How should I categorize contributions to my 401(k) that show up as buy transactions in my investment account?

This is more of a general question than a specific one. In my Transamerica retirement account, I see a handful of transactions every month for buying quantities of mutual funds. These are effectively my 401(k) contributions and my employer's match.

Should I be categorizing these as "Income" or something rather than "Buy". In a sense, they are income as the money is new to me at that point. Are there other categories that count as "Income" when looking at Trends in Mint (e.g. "Deposits" maybe?)

It seems like in order to get a full picture of my Net Income over time it would be useful to categorize these as income. Or is Net Income generally just considered your paycheck minus your expenses excluding any deposits or buy orders in investment accounts.

How are other people doing this?



As with many things in Mint, there isn't really any right answer here, it's just about whatever works best for you.  If none of the existing categories work for you, you can always add your own level 2 category under any of the existing level 1 categories like Income or Investments.  If you're not sure how, info on adding categories can be found in this previous post (I'm currently working on an official FAQ):


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Mint Jesse , Community Manager

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