Allow users to create, delete, and edit all levels of categories?
This has been posted multiple times, but I want to reiterate the frustration of many users. There are dozens of categories and subcategories that many people do not use, do not want to use, and do not plan to use. My suggestion is to make the categories fully customizable with the option to revert to default, add the default categories to our list of categories, or browse through default categories to select ones to add back after they have been deleted.
The system could attempt to categorize transactions using the categories that we have active, or could leave them uncategorized with a notification that we have transactions to review.
In my personal budgeting, I use six (6) categories. I do not need the dozens of others that Mint thinks are helpful. I appreciate the work put in to create dozens of categories and subcategories and can see how they would help someone who hasn't already created a budget for themselves. However your method is not the only method (just like I know other people have different budgeting categories from mine) especially when you have thousands - if not millions - of users every month.
Please bring this feature soon. If this is such a monumental undertaking to add some features, maybe offer a paid subscription model for extra features such as full customization of categories. Just don't get greedy or I can guarantee you will lose users.