How do I enter checks or remote transactions that haven't yet reached my bank? I need to know minute by minute how much money I have left in my accounts.
I used to have overdraft protection, but my bank is discontinuing it. Thus, I need to keep careful track of what I have available to spend in my checking accounts. This means keeping track of UNCLEARED transactions - checks before they clear, bills paid through other online sites, etc.
Can Mint do this for me? Or do I have to keep a separate log of whatever I spend in a text file and do all the calculations and tracking manually? In other words, can Mint track checks I write, payments I make through merchant sites with my debit cards, and other things that I do with my debit cards, without having to have me track and enter them manually? If Mint can't do this, is there any app that can?