Is there an update on separating discretionary spending from non-discretionary?
Each month, I am going to pay $900 in rent, $55 on insurance, and put $400 in my Roth IRA. These amounts aren't going to change. But other budget categories, like food and shopping, are variable. Sometimes if I'm doing well at keeping my spending under control, I'll reward myself and splurge on something.
The problem is, it's hard to see how much of my discretionary budget I have left. I keep my food budget spread out over arbitrary amounts in different categories in Mint (groceries, restaurants, fast food, cafeteria at the office, coffee shops) to keep an eye on how much I'm spending in each category. This makes it difficult to also see my total discretionary spending at a glance.
On the other end of the spectrum, the iOS app lumps all my spending together into one bar, like this:
So it looks like I'm way under budget for a while, but then my rent check clears, and suddenly it looks like I'm way over buget:
I would really like to be able to have a similar view of my budget, but only for categories that are variable/discretionary. But I don't want to delete my rent/insurance/etc budget categories, because then Mint says "you have $1355 left over in your budget!" I've seen other requests for this feature on the community forum and canned responses from Mint that just say "Thanks! We'll consider this." Has any progress been made on adding this feature?