For tech team: How to access bank data that blocks Mint!

It's no surprise that banks still living in the stone age are starting to block data aggregators such as Mint.com, and often Mint can't do anything about it. Sure, you guys could constantly change IP addresses but it just becomes a hassle. Well I have two very good improvement suggestions to beat these dumb banks!

Option 1: Mint can develop a "beacon" utility that runs from our, the customers, machines! It could be secure and encrypted, and whenever Mint needs to update data, it can "proxy" all HTTPS data to the banking endpoint. The only thing the bank ends up seeing is the customer's IP, and it's impossible to block without blocking *everyone*.

Option 2: Mint should provide a customer API for write/push access -- preferably read as well, but less important. Thus, for services that don't support or block Mint, customers can push this data manually. If competition is an issue, it could be limited to simply updating an asset or debt value -- e.g. a mortgage balance, bitcoin balance, and so on. Without a feature like this, I'm already starting to look into Mint alternatives since I have to manually update my mortgage balance. 

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