How do I offset my spending for vacation when using savings? (from a goal)

I created a goal about 6 months ago to save for a vacation, and met the goal (wahoo!!). How can I budget in the spending for this trip (which will be paid for with my savings)?

Currently if I add the spending to my budget it shows me being way over budget, because it's only looking at my current (regular) income. Any ideas?

Is the best solution to transfer money from my savings > checking and count it as "income" even though it's just spending money from savings? Thanks for the advice!


I've been using goals in this way for vacations for quite a while, and yes I think that makes the most sense. I just transferred the money back from savings to checking, categorized the one as income and categorized the other as "hide from transactions" and that's seemed to work the best. Then you can also just categorize the vacation expenses in their normal places like food, travel, etc. Hope this helps!

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