I am getting a pay raise of 3.52% from Uncle Sam. So where should I forward the extra money to?
The question is where I want to allocate the money to. I have a 30 year mortgage that I'm 4 years in. I'm just about debt free. I have an emergency fund already on going (about 60% toward 3 months of total expenses. I have a 401k already established. I put in 5% of my gross pay toward I'm about 15 years away from retirement.