How do I justify (or balance) an account on my home screen

I enter debits and credits as they occur, which is much quicker than the financial institutions put them up.  When my statements come I want to verify the correctness and see where I stand at that point in time. 

I can not seem to find a way to justify (or some people call it balancing your account).  How do I do this so I know exactly where my money is and what has and has not been received/paid yet?  How do I mark my Mint home personal computer screen program (not the Mint.com site) to indicated this? 

I can't believe other people don't do this monthly, they must have a very poor financial background, or not care about their funds, or they have been able to find the method to do this.

Thanks so much, Gail.

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