Implementing the Balanced Money Formula (50/30/20) in Mint?

Does anyone have any hints with implementing the balanced money formula (spend 50% on needs, 30% on wants, 20% on savings) within Mint?  It seems that not being able to create top-level categories makes this impossible, especially since some things span the built-in categories (e.g. Groceries are a need, Restaurants are a want).


Hello c.marastigeorg,

Thank you for using Mint! I'm glad you are getting good use out of our product and look forward to what other users might have to share. If you haven't already, you might want to look around the Mint Life blog which has various blogposts on all kinds of financial information and advice.

Thank you,
Mint Maggie

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