Edit spending categories better

I would like to be able to do the additional actions.  Add a category at the top level.  I was using the "Loan" category for all loan payments, but that has since been reserved for load accounts only. I would like to be able to add another category "Loan Payments" so I can group all of my loans into one budget.

Second I would like to be able to remove (or hide) categories and subcategories that I don't use.  For example,  I will never have kids and I am done with school.  On the app especially it takes a very long time to scroll through all of those categories. 

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