How should we reconcile credit card spending so that Mint doesn't count payments twice?

We have linked credit cards and also checking accounts, but it seems like our transactions don't line up. For example, it shows that we've spent money on the credit card, but it also thinks that paying off the credit card is spending. Let's say we spend $50 on the credit card. We pay it off in full. Mint thinks we spent $100, since it sees $50 come out of checking and also sees the transactions on the credit card.

Is there a way to code/tag charges so that Mint won't think paying off the credit card = more spending? Thanks!


6 people found this helpful

If you have both the credit card and checking account linked in Mint, only the transactions on the credit card should be counted.  The payment will show as a debit from the checking account and credit to the credit card, so those transactions cancel each other out.

Was this answer helpful? Yes No
2 additional answers

No answers have been posted

More Actions

People come to Mint for help and answers—we want to let them know that we're here to listen and share our knowledge. We do that with the style and format of our responses. Here are five guidelines:

  1. Keep it conversational. When answering questions, write like you speak. Imagine you're explaining something to a trusted friend, using simple, everyday language. Avoid jargon and technical terms when possible. When no other word will do, explain technical terms in plain English.
  2. Be clear and state the answer right up front. Ask yourself what specific information the person really needs and then provide it. Stick to the topic and avoid unnecessary details. Break information down into a numbered or bulleted list and highlight the most important details in bold.
  3. Be concise. Aim for no more than two short sentences in a paragraph, and try to keep paragraphs to two lines. A wall of text can look intimidating and many won't read it, so break it up. It's okay to link to other resources for more details, but avoid giving answers that contain little more than a link.
  4. Be a good listener. When people post very general questions, take a second to try to understand what they're really looking for. Then, provide a response that guides them to the best possible outcome.
  5. Be encouraging and positive. Look for ways to eliminate uncertainty by anticipating people's concerns. Make it apparent that we really like helping them achieve positive outcomes.

Select a file to attach: